Portfolio Risk manager MFO / Deputy CRO microfinance (Spain, Barcelona)

Описание

Компания специализируется на data science, кредитном скоринге и небанковском финансировании. Будучи флагманом финансово-технологических преобразований, компания в своем подходе сочетает применение передовых разработок в системе принятия решений с принципами ответственного кредитования. Мы ищем Senior portfolio Risk manager or Deputy CRO, в штат крупной FinTech группы, Spain, Barcelona с релокацией в Испанию, Барселона, на ПМЖ. ROLE TITLE Portfolio Risk manager MFO or Deputy CRO microfinance DEPARTMENT Risk REPORTS TO CRO LOCATION Barcelona, Spain ROLE PURPOSE: - As senior portfolio risk manager / Deputy CRO microfinance of credit cards product, you will join MFO Group (Spain) to ensure efficiency of risk strategy for the product. - Directly reporting to Global Chief Risk Officer and Country Manager, you will be responsible for the strategy chosen and revolving credits portfolio performance. PRIMARY RESPONSIBILITIES - Manage the credit risk strategy and appetite across the revolving credit portfolio in Spain - Monitor and ensure revolving credits portfolio performance to budgeted levels - Initiate improvements of underwriting procedures for the product making data driven decisions - Initiate implementation of new data sources for credit decision making with proving efficiency - Closely work with Product team to develop strategy, including identifying new market opportunities in Spain KNOWLEDGE & SKILLS- Strong understanding of credit and financial risk - Excellent understanding of credit policy governance with the ability to implement defense procedures - Excellent ability to understand and interpret data and make data-driven decisions - High SQL skills - Tableau (as a plus) PREFERRED QUALIFICATIONS & EXPERIENCE - Intermediate and higher English - At least 3-5 years in portfolio management experience Условия: - Стабильная, высокая, белая зарплата - Salaries linked to exchange rates - Международный коллектив и работа, связанная с бизнесом в разных странах - Работа в одной из самых быстрорастущих fintech компаний в мире - Оформление трудовых отношений в соответствии с ТК - Гибкий график работы - Гибридный график - ДМС (Медстраховка) - Medical insurance after probation period - Оплата профильных курсов и конференций - Компенсация обучения английскому / испанскому языкам и спорт / фитнес - Корпоративное такси - Офис в центре Барселоны, Испания - Relocation to Barcelona (Spain) after probation period - A work schedule that respects the biorhythms of each individual employee - Adequate management, absence of bureaucracy; a strong and truly friendly team - Fun corporate life (team building, events and corporate gifts)